- ◆Street-level commissions, paid by the carrier
- ◆You own your book from day one, no vesting
- ◆Published overrides for 46 carriers
- ◆Topflight University: 118+ webinars and the 3.5-hour Bootcamp
- ◆The Tribe: 24/7 agent community
- ◆Care Team handles contracting, commissions, claims and billing
- ◆Atomic Automations CRM, Sunfire and CSG quoting
- ◆Co-op, rewards and branded marketing
Boutique FMO · Medicare · Health · Life · Retirement
Join the flock.
Keep 100% of your book.
Fly higher.
We don’t recruit warm bodies. We build a flock. Topflight is a boutique FMO for independent Medicare, health and life agents: street-level contracts, published overrides, real training and a Care Team that handles the headaches.
46Carriers with published 2027 overrides
100%Street-level commissions
118+On-demand webinars
24/7The Tribe agent community
What you get
Everything a Topflight agent gets.
Contract With UsFour steps. One call. No contract length.
Agent Stories
From the agents already flying with us.
Real producers. Real numbers. Hit play and hear why they chose Topflight and why they stayed.
Featured
"If you want to meet somebody who's going to share with you because she cares about you and your clients, you want to talk to Joanna."
George Caradini
Caradini Health and Wealth
"We're learning all about AI and how to implement it into our businesses, to free up our time so we can focus on selling."
Jacob Kaplan
Kaplan Insurance Advisors
"My business has doubled every year since I've been with Topflight. I came on as just an agent with no agents yet, and grew into actually forming that agency."
Jeff Bernal
Texans Benefit LLC
"I'll teach you how to sell more than just one product, how to have multiple products from one client, so every time you talk to someone you're able to close two or three sales."
Laura Winningham
LifeMap LLC
"I came to this event for three things: how I can adapt technology to my business, how I can implement it in the management of my clients and my time, and how I can grow my agency."
Moises Lopez
Moises Lopez Insurance Service
Are you a Topflight agent? Submit your video testimonial →
How it works
Contracting with Topflight in four steps
- ◆Apply. Complete the contracting application with your NPN, resident state and licensed states.
- ◆Opportunity call. A one-on-one Google Meet where you show your prospecting and appointment calendars and your current production, and say what you need from an upline.
- ◆Contracts. Topflight starts contracting with the carriers you selected. Most Medicare carriers run through Spark; adding a state takes a minimum of 3 days and up to a week.
- ◆Bootcamp and The Tribe. Finish the 3.5-hour New Agent Bootcamp and you are in The Tribe, the 24/7 community of Topflight producers and staff.
Ready to fly?
Apply, book the one-on-one call, and let the Care Team start your contracts. Bootcamps, AEP intensives and Medicarians Vegas 2027 are on the events page.
Already a Topflight agent? Go to the Agent Hub. Looking for coverage? Start here. Questions? support@m.topflightagent.com.
Frequently asked
Questions agents ask about Topflight
What is Topflight Insurance Solutions?
Topflight is a boutique field marketing organization (FMO) for independent Medicare, health and life insurance agents. Agents contract with top carriers through Topflight and get training, marketing support, a back office and a community called The Tribe.
Do Topflight agents own their book of business?
Yes, from day one. Contracts are independent, there are no vesting schedules and no contract-length requirements, and your clients and renewals stay yours.
How are Topflight agents paid?
Street level. For Medicare Advantage you receive what carriers pay street-level agents, usually paid directly by the carrier, and Topflight does not take a cut of your commissions. Override commissions for downlines are published in the 2027 Commission Guide.
What training does Topflight provide?
Topflight University holds 118+ on-demand webinars and a 3.5-hour New Agent Bootcamp, plus weekly live coaching, Friday open Q&A, and one-on-one time with your upline.
Last reviewed: · Reviewed by Joanna Wyckoff, Founder. Published by the Topflight Data Desk.
